[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.3-s.cz\/pujcujte-si-s-rozumem\/#Article","mainEntityOfPage":"https:\/\/www.3-s.cz\/pujcujte-si-s-rozumem\/","headline":"P\u016fj\u010dujte si s rozumem","name":"P\u016fj\u010dujte si s rozumem","description":"Ne ka\u017ed\u00e9mu se po\u0161t\u011bst\u00ed, \u017ee usp\u011bje se \u017e\u00e1dost\u00ed o p\u016fj\u010dku v bance. A to z toho prost\u00e9ho d\u016fvodu, \u017ee tam...","datePublished":"2019-09-11","dateModified":"2023-04-30","author":{"@type":"Person","@id":"https:\/\/www.3-s.cz\/author\/#Person","name":"","url":"https:\/\/www.3-s.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0dc285cbe86eecc8073f119fcb2e2c7032b51533f5bb47611c7d4a598558b8b7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0dc285cbe86eecc8073f119fcb2e2c7032b51533f5bb47611c7d4a598558b8b7?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"3-s.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.3-s.cz\/wp-content\/uploads\/img_a350497_w1778_t1565273356.jpg","url":"https:\/\/www.3-s.cz\/wp-content\/uploads\/img_a350497_w1778_t1565273356.jpg","height":0,"width":0},"url":"https:\/\/www.3-s.cz\/pujcujte-si-s-rozumem\/","about":["Bydlen\u00ed"],"wordCount":406,"articleBody":"       Ne ka\u017ed\u00e9mu se po\u0161t\u011bst\u00ed, \u017ee usp\u011bje se \u017e\u00e1dost\u00ed o p\u016fj\u010dku v bance. A to z toho prost\u00e9ho d\u016fvodu, \u017ee tam hraj\u00ed velkou roli \u017eadatelovy p\u0159\u00edjmy a z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, a kdo v t\u011bchto ohledech nen\u00ed ide\u00e1ln\u00ed, m\u00edv\u00e1 sm\u016flu.  Ov\u0161em tato sm\u016fla nemus\u00ed znamenat definitivn\u00ed konec nad\u011bj\u00ed. V\u017edy je tu toti\u017e je\u0161t\u011b i nebankovn\u00ed sf\u00e9ra, v n\u00ed\u017e pravidla pro poskytov\u00e1n\u00ed p\u016fj\u010dek zase a\u017e tak tvrd\u00e1 nejsou a tud\u00ed\u017e se tam do\u010dk\u00e1 toho, po \u010dem tou\u017e\u00ed, daleko v\u00edce na\u0161inc\u016f. V\u010detn\u011b t\u011bch, kdo, jak se \u0159\u00edk\u00e1, maj\u00ed hluboko do kapsy nebo vysoko do \u017elabu. Zda nab\u00edzen\u00e1 americk\u00e1 hypot\u00e9ka m\u00e1 toti\u017e p\u0159ednosti, je\u017e jen tak n\u011bkde jinde nenaleznete. Jen tak nam\u00e1tkou: I. Sta\u010d\u00ed jenom zaru\u010dit se za p\u016fj\u010den\u00e9 finance odpov\u00eddaj\u00edc\u00ed nemovitost\u00ed a hned je (p\u0159inejmen\u0161\u00edm) nap\u016fl vyhr\u00e1no. II. V\u0161e krom\u011b za\u017e\u00e1d\u00e1n\u00ed a podpisu smlouvy toti\u017e vy\u0159izuje poskytovatel p\u016fj\u010dky s\u00e1m. III. P\u016fj\u010dka m\u016f\u017ee dosahovat a\u017e sedmdes\u00e1ti procent hodnoty p\u0159ed okam\u017eikem zm\u00edn\u011bn\u00e9 nemovitosti. IV. Nevy\u017eaduj\u00ed se \u017e\u00e1dn\u00e9 poplatky p\u0159edem. V. Nemus\u00ed tu vadit ani b\u011b\u017e\u00edc\u00ed exekuce nebo jin\u00e9 nep\u0159\u00edjemnosti podobn\u00e9ho druhu. VI. Pen\u00edze si tu lze p\u016fj\u010dit na cokoliv, net\u0159eba se tak b\u00e1t, \u017ee ty kter\u00e9 pot\u0159eby nebudou shled\u00e1ny jako pomoc zasluhuj\u00edc\u00ed. Je jedno, zda jde t\u0159eba i o po\u0159\u00edzen\u00ed si auta, vyplacen\u00ed jin\u00fdch v\u011b\u0159itel\u016f, rekonstrukci nemovitosti bez dokl\u00e1d\u00e1n\u00ed faktur atd. VII. Finan\u010dn\u00ed prost\u0159edky se tu poskytuj\u00ed t\u0159eba a\u017e na t\u0159i des\u00edtky let. VIII. Ov\u0161em lze je tak\u00e9 kdykoliv bez sankc\u00ed splatit p\u0159ed\u010dasn\u011b. IX. A aby toho v\u0161eho bylo dosa\u017eeno, sta\u010d\u00ed jenom prok\u00e1zat schopnost spl\u00e1cet \u00fav\u011br. X. Pen\u00edze mohou b\u00fdt k m\u00e1n\u00ed ji\u017e \u010dty\u0159iadvacet hodin po dod\u00e1n\u00ed v\u0161ech nezbytn\u00fdch podklad\u016f. Sta\u010d\u00ed jenom vyplnit formul\u00e1\u0159 na internetu, poslat n\u011bkolik fotografi\u00ed nemovitosti na uveden\u00fd e-mail a po\u010dkat si na osloven\u00ed od z\u00e1stupce poskytovatele, kter\u00fd klidn\u011b p\u0159ijede a\u017e za v\u00e1mi, a m\u00e1te to, \u010deho je v\u00e1m zapot\u0159eb\u00ed. Co\u017e je docela zaj\u00edmav\u00e1 nab\u00eddka, \u017ee?                                                                                                                                                                                                                                                                                                                                                                                           3.9\/5 - (12 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dujte si s rozumem","item":"https:\/\/www.3-s.cz\/pujcujte-si-s-rozumem\/#breadcrumbitem"}]}]