[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.3-s.cz\/penize-navic\/#Article","mainEntityOfPage":"https:\/\/www.3-s.cz\/penize-navic\/","headline":"Pen\u00edze nav\u00edc","name":"Pen\u00edze nav\u00edc","description":"Jednou p\u0159ijde pro ka\u017ed\u00e9ho chv\u00edle, kdy mus\u00ed j\u00edt do zam\u011bstn\u00e1n\u00ed. Mo\u017en\u00e1 sl\u00fdch\u00e1me doma, \u017ee budeme je\u0161t\u011b vzpom\u00ednat na \u010dasy, kdy...","datePublished":"2025-02-28","dateModified":"2023-04-30","author":{"@type":"Person","@id":"https:\/\/www.3-s.cz\/author\/#Person","name":"","url":"https:\/\/www.3-s.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0dc285cbe86eecc8073f119fcb2e2c7032b51533f5bb47611c7d4a598558b8b7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0dc285cbe86eecc8073f119fcb2e2c7032b51533f5bb47611c7d4a598558b8b7?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"3-s.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.3-s.cz\/wp-content\/uploads\/img_a334298_w2721_t1547931038.jpg","url":"https:\/\/www.3-s.cz\/wp-content\/uploads\/img_a334298_w2721_t1547931038.jpg","height":0,"width":0},"url":"https:\/\/www.3-s.cz\/penize-navic\/","wordCount":468,"articleBody":"Jednou p\u0159ijde pro ka\u017ed\u00e9ho chv\u00edle, kdy mus\u00ed j\u00edt do zam\u011bstn\u00e1n\u00ed. Mo\u017en\u00e1 sl\u00fdch\u00e1me doma, \u017ee budeme je\u0161t\u011b vzpom\u00ednat na \u010dasy, kdy jsme chodili do \u0161koly, nemuseli pracovat rukama a u\u017e\u00edvali jsme si voln\u00e9ho \u010dasu. Ale mo\u017en\u00e1 jsou to jen snahy na\u0161ich rodi\u010d\u016f v\u00e1\u017eit si \u0161koly a donutit n\u00e1s k\u00a0u\u010den\u00ed.\u0160kola je samoz\u0159ejm\u011b pro v\u0161echny z\u00a0n\u00e1s p\u0159\u00ednosn\u00e1, ale pokud zrovna ned\u011bl\u00e1me rutinn\u00ed pr\u00e1ci u p\u00e1su, kde nev\u00edme, co je za den ani hodinu a v\u0161echno se zd\u00e1 b\u00fdt stejn\u00e9 mo\u017en\u00e1 bude pro n\u00e1s pr\u00e1ce vysvobozen\u00ed.Pokud si t\u0159eba p\u0159edstav\u00edme dne\u0161n\u00edho vysoko\u0161kolsk\u00e9ho studenta, kter\u00fd mus\u00ed ka\u017ed\u00fd den \u0159e\u0161it nejr\u016fzn\u011bj\u0161\u00ed projekty, semin\u00e1rn\u00ed pr\u00e1ce, \u00fakoly, cvi\u010den\u00ed a prezentace jde o velk\u00fd n\u00e1por, kter\u00fd ani v\u00a0pr\u00e1ci neza\u017eije a v\u011bt\u0161inou m\u00e1 nav\u00edc po pr\u00e1ci klid. Takovou d\u00e1vku stresu nemus\u00ed ka\u017ed\u00fd un\u00e9st a ve v\u00fdsledku se tak\u00e9 m\u016f\u017ee podepsat na na\u0161em zdrav\u00ed.Velk\u00fd bonus oproti \u0161kole m\u00e1 pr\u00e1ce hlavn\u011b ve financ\u00edch, a to je velk\u00e1 motivace. Za spln\u011bn\u00e9 p\u0159edm\u011bty a semin\u00e1rn\u00ed pr\u00e1ce n\u00e1m nikdo pen\u00edze ned\u00e1, ale v\u00a0zam\u011bstn\u00e1n\u00ed ano. To by se i ty prezentace d\u011blaly podstatn\u011b l\u00e9pe. A kdy\u017e u\u017e dost\u00e1v\u00e1me m\u011bs\u00ed\u010dn\u011b n\u011bjak\u00e9 ty pen\u00edze v\u011bt\u0161inou n\u00e1m pak z\u016fst\u00e1v\u00e1 n\u011bco nav\u00edc a tyto pen\u00edze m\u016f\u017eeme vyu\u017e\u00edt.Nemus\u00edme je nech\u00e1vat le\u017eet na spo\u0159\u00edc\u00edm \u00fa\u010dtu, kde \u00farok pouze pokr\u00fdv\u00e1 dne\u0161n\u00ed m\u00edru inflace. Lze je vyu\u017e\u00edt tak, \u017ee krom\u011b standartn\u00edho p\u0159\u00edjmu m\u016f\u017eeme m\u00edt zisky a mnohon\u00e1sobn\u011b tak zv\u00fd\u0161it na\u0161e p\u0159\u00edjmy a \u017e\u00edt si na mnohem vy\u0161\u0161\u00ed \u017eivotn\u00ed \u00farovni nebo si dop\u0159\u00e1t vysn\u011bnou dovolenou.Samoz\u0159ejm\u011b pokud chceme vyd\u011bl\u00e1vat formou investic mus\u00edme tak\u00e9 riskovat. Je zn\u00e1mo, \u017ee pokud neriskujeme nem\u016f\u017eeme ani nic z\u00edskat. V\u00fdbornou formou investice, kde je nav\u00edc poji\u0161t\u011bno vr\u00e1cen\u00ed vkladu jsou produkty banky. Dnes se velk\u00e9 oblib\u011b t\u011b\u0161\u00ed zejm\u00e9na pod\u00edlov\u00e9 fondy. Ty poskytuj\u00ed banky ke sv\u00fdm retailov\u00fdm produkt\u016fm. Sv\u00e9 finance tak sv\u011b\u0159\u00edme do rukou investi\u010dn\u00edho bank\u00e9\u0159e, kter\u00fd m\u00e1 \u0159\u00e1dn\u00e9 vzd\u011bl\u00e1n\u00ed a dob\u0159e v\u00ed, jak na\u0161e finance zhodnotit.Ka\u017ed\u00fd tedy m\u016f\u017ee s\u00e1m zv\u00e1\u017eit, zda mu to nestoj\u00ed za to n\u011bjak sv\u00e9 finance zhodnotit nebo je pouze nechat d\u00e1l le\u017eet a devalvovat na \u00fa\u010dtu.                                                                                                                                                                                                                                                                                                                                                                                        4.6\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pen\u00edze nav\u00edc","item":"https:\/\/www.3-s.cz\/penize-navic\/#breadcrumbitem"}]}]